To mortgage or not to mortgage

How will you finance yours?

It is important to know how you will finance your property purchase - will you re-mortgage your home to release equity, use savings and/or pension funds or, try to get a mortgage over here? If you are considering taking out a mortgage to fund your purchase we recommend that you start to look into this before coming over to view properties.

Fixed or variable rate?

Most Portuguese banks offer different types of mortgage repayment options on either a fixed or a variable interest rate.

Lending criteria

The banks will take your individual financial position and property valuation into consideration when analysing your mortgage file for approval.

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